How We Afford To Travel When We Were Jobless
We’ve traveled a lot.
We are a family of three, and we are not full time traveler. We don’t have a rich family and we did not won any lottery. We are just an average family who loves to experience difference life as much as possible. When we moved to UK for my husband study, we both decided to quit our job and brought our baby with us to live there during his study.
You might be wondering how we afford to travel so much during that time. How do we save for it, and how do we pay for it? Both for his tuition fees and family travel expenses.
Let me share with you our way to afford the travel while we were jobless:
For most of the year during his study period, we live in UK with tight budget. We have rent to pay for our small apartment, tuition fees that are sky high rocket and living expenses from month to month.
We cooked at home and we hardly eat outside. My husband would bring his lunch to school every day.. We hardly shop unless for necessity. Having a baby has enough extra expenses such as diaper, milk, etc.
Don’t Owned Car
Although owning a car in UK is cheaper comparatively than our home country in Singapore but we prefer to rent a car when we need it for our travel. We live near his university so we save money for transport.
We also walk a lot, my husband got a used bicycle to cycle to the university. I bring stroller with a baby with me everywhere I go.
I make friends with our neighbour so our play date is within walking distance. We rent a car or took a cheap train ticket when we travel during week end or holiday.
Travel in a Group
We save transport, mean and even accommodation expenses when we can travel in a group. We travel with another family and we share the car rental and prepare the food together as well.
Because we are a family of three, it is really much easier for us to rent an apartment whenever we travel. Apartment usually has kitchen and washing machine. It was really handy because we are a family of three. I can cook for our family meals.
We can choose the prices that suit our budget. Plus you can live like a local and live where the local live. We rent airbnb apartment throughout our stay at Italy (Rome, Verona, Tuscany, Milan). Make sure it comes with free Wifi too.
One of the apartment we rent at Tuscany is a farm house, the view surrounded the farm is breathtaking, the most memorable holiday we have ever had. My toddler can play with bunny, running around chasing the chicken and play with the owner’s dog who live next to us.
Warwick Castle - England
Rent Out Your House to Get Rental Income
Since we did not live in our house, we rent it out during our stay in UK. The rental income allowed us to pay for our mortgage, pay our rental in UK and there is even a little bit left for our holiday travel expenses.
Instead of rent it the whole apartment, we rent out each room. The income from renting out each room is higher. But you have to do a little of coordination. It helps that I have a brother who stay back in Singapore to help out when there is something need to be fixed in the house.
The income is really helpful for us to stay in overseas almost for free. We are thankful that our mortgage is quite low because we have try to pay off the mortgage as much as we could when we were both working.
In fact, for 2 years before we left to UK, we rent out our spare rooms to get extra income to prepare us for our move. So it was quite an easy transition when we move overseas as we already have existing tenants and only need to find one more tenants to occupy our room.
It was a little bit uncomfortable to share our house with others in the beginning. But it was well worth the sacrifice because we have extra income beside our salaries to save for our stay overseas.